Company/Business/Director Credit Check Guide

You may wish to know about a company/business or director for many reasons; the most common is considering whether or not to offer them a line of credit, you may be thinking of buying shares in a company or even buying a business outright, you could be considering taking up employment with a company, they could be competitors or suppliers of yours or you could be concerned that a company is attempting to operate a ‘Scam’ and you may be a potential victim and need to see if they are a genuine company?

For whatever the reason below is our quick and easy guide to credit checking a company/business or director.

• Google Search
  The cheapest and possibly the quickest way is to perform a free Google search on the company or director in question, include the company and or director’s name, partial address and other relevant phrases such as ‘scam’, ‘news’, ‘employment’ or any word or phrase relevant to the information that you are seeking (This is the first thing professional investigators do). You could also check the address on Google Maps and use the street view to see their premises (Not available for all addresses).

• Need More?
  If you have not managed to gather enough information from a free search on Google and you require further information such as a list of the current directors or the company’s credit limit and rating score, then you may need a ‘Company/Business Credit Report’ or ‘Directors Report’. Samples
  
  
• Company/Business/Director Reports
  There are many agencies on the internet offering company credit reports and director reports; the majority of reports are quite similar and in the main are made up from information which has been filed at Companies House (UK) and Companies Registration Office (ROI).  For company reports this data is collated and after annual accounts have been filed and analysed a credit limit and rating score is added. Also included in the report is any financial County Court action which often affects ratings and scores. Our company reports are probably the best value you will find at £4.99. Search Companies
  
  
• Original Documents Filed With Companies House
  If you need documentation evidence legally admissible in Court (Compliant to BIP 0008-1:2004) or need to check a document that a company/director has filed at Companies House, or need the actual filed Annual Accounts, you can search over 260 million documents on this site and download any instantly 7 days a week 24 hours a day, through our live direct feed from Companies House. Companies filed documents are £4.99 plus vat per download (Each download may contain several pages) Search Companies House